


Fortified is dedicated to keeping the independent insurance agency system competitive and prosperous for years to come. Combined our member agencies write just over $3 billion in insurance premiums for more than 225,000 clients throughout Tennessee, Alabama, Arkansas, Connecticut, Kentucky, Maryland, Mississippi, North Carolina, South Carolina, Virginia, & West Virginia, and that’s only continuing to grow. Independent agents and agencies are unlike the bank-owned or single carrier insurance companies, we truly have the best interests of our clients at hand – when you succeed, we succeed.
Our Team

Joe Craven, CIC
Chief Executive Officer

Kendal Russell-Hamed, CBIA
Agency Operations Manager

Carrie Rinehart
Commercial Lines Account Manager
Our Board Members

JD Buffalo
Buffalo Insurance Agency

Brandt Galloway
Galloway Chandler McKinney

Jon Jensen
Correll Insurance Group

Shaw Johnson III
SouthGroup Insurance Services

Tyson Johnson
Henniger, Johnson, Layton Insurance

Scott Lemon
Lemon Mohler

Lou Moran III
Inter-Agency Insurance Services, Inc.

Donald Ray Pennington
Tigrett & Pennington Insurance

Jay Reynolds
Marengo Insurance

Denny Sanford
SanBuck Agency

Jason Smith
American Safeguard
Insurance Group, Inc.

Kevin White
Star City Insurance Agency